Insurance Claims

New Jersey Construction

Hassle-Free Insurance Claims

Having more than 25 years of hands-on experience in the field, we are more than aware of how frustrating it can be when it comes to handling insurance claims. So sit back and relax as we take care of your insurance woes. We take pride in assisting clients with insurance claims, ensuring they get the most value from their investment when damage happens and restoration is necessary. 

  Committed to the Cause
Purchasing home insurance is never enough, and sadly most people are not equipped to make claims the right way. Fortunately for you, our highly skilled staff is insurance-ready and will be able to help you with all your insurance needs. Hand over your paperwork to us and relax, we shall help you get the most out of your insurance. Customer satisfaction is at the heart of everything we do, and it's our priority every day. Call New Jersey Construction today for more information.

When working with an insurance home claim, the process generally involves several key steps:

1. Initial Assessment: The contractor should assess the damage to the property. This includes documenting the extent of the damage with photos and notes.

2. Review Insurance Policy: Understand the homeowner’s insurance policy, including coverage limits, exclusions, and specific requirements for claims.

3. Estimate Costs: Prepare a detailed estimate of the repair costs, including materials, labor, and any other expenses. This estimate should be thorough to ensure all potential costs are accounted for.

4. Communicate with the Homeowner: Discuss the findings and the estimate with the homeowner. Ensure they understand the process and what to expect.

5. Submit the Claim: If the homeowner has not already done so, assist them in submitting the insurance claim. This may involve providing necessary documentation, including estimates and photos of the damage.

6. Coordinate with the Insurance Adjuster: Often, the insurance company will send an adjuster to assess the damage. The contractor should be available to explain the damage and the proposed repairs.

7. Negotiate with the Insurance Company: If the insurance company disputes the claim amount, the contractor may need to negotiate based on their estimate and the scope of work required.

8. Finalize Agreement: Once the insurance company approves the claim, finalize the contract with the homeowner, outlining the scope of work, timeline, and payment terms.

9. Commence Work: Begin the repair work as outlined in the agreement, ensuring to keep the homeowner and insurance company updated on progress.

10. Document Work: Throughout the project, document all work completed, including additional damage discovered during repairs, to ensure transparency and proper communication with the insurance company.

11. Final Inspection and Billing: Once the work is complete, conduct a final inspection with the homeowner and submit the final bill to the insurance company for payment.

12. Follow Up: After the project is completed, follow up with the homeowner to ensure satisfaction and address any concerns.

By following these steps, NJ Construction can effectively navigate the insurance claims process while ensuring that repairs are completed efficiently and with minimal stress for the homeowner.

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